Although years have passed since the last round of stimulus checks, the Internal Revenue Service (IRS) has confirmed that thousands of Americans may still qualify for a $1,400 payment. This unexpected financial relief is available to individuals who are not yet receiving Social Security benefits but meet specific eligibility criteria.
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This payment stems from the Recovery Rebate Credit linked to the 2021 tax year. The IRS discovered that many eligible taxpayers either failed to file their taxes that year or forgot to claim the credit. To address this oversight, the agency began distributing over $2.4 billion in unclaimed stimulus payments in December 2024. For those still awaiting Social Security benefits, this check could provide crucial financial support while their claims are being processed.
Who Qualifies for the $1,400 IRS Stimulus Check?
The IRS is issuing these payments to individuals who did not claim the Recovery Rebate Credit on their 2021 tax return. While millions of Americans have already received their stimulus payments, a significant number of eligible individuals were left out for various reasons, including:
- Not filing a 2021 tax return
- Failing to claim the Recovery Rebate Credit on their return
- Being unaware they qualified for the credit
The good news is that there is still time to claim the payment. If you haven’t filed your 2021 taxes, you can do so until April 15, 2025 to claim the stimulus money. Filing your tax return now could also help secure additional refunds you may have missed from that tax year.
For individuals waiting on Social Security benefits, this stimulus check serves as a temporary financial lifeline while benefit claims are pending or delayed.
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How to Claim Your $1,400 Payment
If You Already Filed a 2021 Tax Return
If you filed a 2021 tax return but did not claim the Recovery Rebate Credit, the IRS is automatically issuing payments. Eligible taxpayers will receive the money through direct deposit or a paper check, depending on the payment method used in their previous tax filing.
If You Did NOT File a 2021 Tax Return
If you never filed a tax return for 2021, you must file before the April 15, 2025 deadline to claim your stimulus check. Follow these steps:
- Gather Necessary Documents – You’ll need your Social Security number, tax documents, and any records of income from 2021.
- File a 2021 Tax Return – Use the IRS Free File system or work with a tax professional to complete your return.
- Claim the Recovery Rebate Credit – Ensure you include the Recovery Rebate Credit on your return to receive the stimulus check.
- Wait for Processing – Once submitted and approved, the IRS will process your payment based on your eligibility.
Why This Stimulus Check Matters for Those Waiting on Social Security
The extended window to claim this check is particularly valuable for Americans whose Social Security benefits are delayed. If your Social Security claim is pending, this payment could help cover essential expenses while you wait for your benefits to start.
Additionally, filing your 2021 tax return may also reveal other unclaimed tax credits or refunds, putting even more money back in your pocket.
Final Reminder: Act Before April 15, 2025
This is a one-time opportunity to claim a forgotten stimulus payment before it disappears forever. If you believe you may be eligible, check your 2021 tax filing status and act before the April 15, 2025 deadline.
Don’t miss your chance to secure additional federal aid that could provide financial relief as you wait for Social Security benefits. Take action today and ensure you receive every dollar you are owed.